LOAN TYPES
Let Us Find The Right Loan For You
When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact me for information about different types of mortgage loans and I’ll be happy to explain them and help you find one that suits your needs and preferences.
CONVENTIONAL MORTGAGE
Fixed Rate or Adjustable Rate
The Conventional Mortgage designed for people with credit scores of 620 or higher, but may not be appropriate for everyone. Get in touch to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. I’ll provide all necessary information for you to make an educated decision.
FHA MORTGAGE
Fixed Rate
It’s easy to get lost while navigating all the different types of mortgage loans available. FHA Loans are designed for people with less than perfect credit, or those who have little funds for down payment. This could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact me now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.
VA MORTGAGE
For Our Active Duty Military & Military Veterans
VA Loans are designed for those who have served in the United States Armed Forces. With advantages like No Minimum Down Payment, and No Private Mortgage Insurance; this type of loan offers many advantages not found in other loan types. We would be happy to discuss the details of the VA Mortgage and customize it in order to suit your specific needs and financial situation. Contact us to find out if you’re eligible, and whether this would be a good fit for your needs.
NON-QM MORTGAGES
When You Have Special Circumstances
When your particular needs do not fall within the guidelines of typical loan programs; Texas Family Mortgage may have programs that accomplish your goal of home ownership. Get in touch to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. I’ll provide all necessary information for you to make an educated decision.